Washington Health Care Association’s Group Retrospective Rating Program
The Department of Labor and Industries (L&I) offers Washington employers the opportunity to receive a refund on their workers’ compensation premiums through an optional program known as retrospective rating, or Retro. Group programs, similar to large group insurance pooling, tend to provide the employer with greater refund potential at a lower level of risk, than individual programs. The average group refund over the past five (5) years has been 20.2%
WHCA’s GRRP program is designed for companies that have a good loss history. In order to participate in this program a company must have been able to contribute 30% to the group refund over a three year period of time with each claim being capped at the total premium paid for each year.
The fee to participate in either of these programs for the 2013—2014 plan year is 4.95% of paid premium. Participation Fees are refunded to participating members as a percentage of refund.
ERNwest assists WHCA with all aspects of program management. The WHCA Retro Program has continued to grow stronger, recruiting top quality members, and earning higher refunds. As part of the WHCA Retro Program, the following services are available to members:
Safety / Loss Control
If you are interested in participating in the WHCA GRRP or have further questions, please call Stephanie Scheurich, Group Manager at 253-237-0837 or email firstname.lastname@example.org